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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

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Sunday, April 11, 2021

What effect can debt have on your future: What is a debt example? Debt is defined as owing money, owed money that is past due or the feeling as if you owe someone something. An example of debt is what you owe on your mortgage and car...

 

Sunday, February 28, 2021

7 Steps in the Budgeting Process: Where did your money go and how do you plug the holes? Do you buy whatever you want whenever you want it? Is your checking account drained to zero by the end of the month? Have you ever had a budget?...

 

Sunday, January 31, 2021

The Differences between a Financial Coach, Investment Advisor, and Certified Financial Planner Are you looking for a financial coach? Not sure if you really need a financial advisor rather than a coach? What about your investments?...

 

Tuesday, January 12, 2021

Money Mindset: What are your fears about money? What were you taught as a child about Money? Were you raised in a house that believes money is bad? What are your fears about money? Growing up I remember that my family had ideas that...

 

Saturday, December 5, 2020

Proceeds from sale of property, business, or equipment Are you thinking of selling property? Want to sell your business? Thinking about equipment to buy or sell? Selling a property, business or equipment requires planning and thinking....

 

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Saturday, November 21, 2020

(ESOs) Employee stock options explained: understanding stock options and employee benefits Imagine that you worked for Google, Apple, or Yahoo back in the day when nobody realized how successful and powerful these companies would...

 

Saturday, November 7, 2020

What to do with the money from a Legal Settlement and is it taxable? You just received word that you are the recipient of a legal settlement Your attorney is happy to notify you that you have a legal settlement check waiting for you...

 

Sunday, October 11, 2020

The word gift was first used in the 12th century (1101-1200) with words like She, Heron, countess, crown, birth etc. What is a gift? It is something given without compensation. (Merriam Websters dictionary) Instant wealth with a gift...

 

Friday, September 18, 2020

An inheritance is considered an instant wealth event because it usually happens through the disposition of a will and it may happen after the passing of a loved one. The emotions of inheriting Inheritance has many phases of emotions:...

 

Friday, September 4, 2020

Should you take a Pension Lump Sum or an Annuity Lifetime Retirement Benefit? What is a Pension? A pension is a financial benefit that helps you create income when you retire. It is company funded only. Every year the company...

 

Tuesday, June 9, 2020

The year 2020 has become a year that will have one of the largest impacts on our lives and lifestyle, with unprecedented events in history. Covid-19 has changed our lives forever and will continue to force us to make additional...

 

Saturday, January 4, 2020

Lillian Meyers, CFP, Meyers Financial Services Sonoma California - Our Asset Custodian TD Ameritrade to be acquired by Charles Schwab We have some exciting news! As you may have recently heard, Charles Schwab and TD Ameritrade have...

 

Wednesday, November 13, 2019

Divorce Settlement - Key Considerations and Next Steps Divorce can be one of the most emotional events a person will ever go through, yet there is much to know about how to negotiate before divorce, or how to go forward with your life...

 

Wednesday, August 7, 2019

Instant wealth Insurance settlement When you receive money from an insurance settlement it is not a happy or joyous occasion. It is money that you have recovered because of a loss. Moving forward with your life may not be so simple....

 

Thursday, July 18, 2019

Welcome to my series on Wealth Events and Instant Wealth. I’ll be taking you through a series of blog posts about the types of wealth events and what you can do when they occur. Winning the Lottery Wow! You won the Lottery! You...

 

Monday, July 8, 2019

Thank you for visiting my final blog post about Retirement! As you may have noticed, I have written four blog posts about retirement to help you think through one of the most important decisions in your life’s journey. A dream...

 

Sunday, June 9, 2019

• You receive a phone call that your Great Aunt Edna has passed and that she was childless and has left you her entire retirement portfolio. What do you do?• You just left a meeting with your divorce attorney and with a check...

 

Saturday, April 27, 2019

Looking at expenses As you go through this process it is work but it can be exciting and so much fun. Working with a CFP Professional to attain an opinion of your portfolio can be helpful full of new information and food for thought....

 

Sunday, April 7, 2019

Where Can I get help when deciding upon a financial advisor at retirement? Google, of course, has information available that is massive and is like” finding a needle in a haystack.” But you may be asking yourself,...

 

Saturday, March 30, 2019

Making the decision to retire is sometimes a planned event and other times, it just happens to us without planning. This post is about setting in motion planning for retirement and the questions we may have when that happens. Is this...

 

Thursday, March 21, 2019

When thinking about retiring, who are the key people involved? Is it only me? Or should others’ be consulted? Who is involved? The answer is: The whole family Is this the conversation you are having with yourself? I am thinking...

 

Wednesday, May 16, 2018

You have just received a windfall, and you do not know what to do. Or maybe you have a list of things you want to do and are ready to spend that money starting tomorrow. Hold on, not quite yet. First, let’s define instant wealth....

 

Wednesday, April 11, 2018

Like when you take a trip or buy a car, you need a plan. Starting a business is no different. Making important key financial decisions, looking at the legal and tax aspects of what you want to do, and managing your next steps are...

 

Wednesday, March 14, 2018

Your lifestyle today will determine your retirement style tomorrow. Your current spending habits are crucial to your long-term success and to whether or not you reach your goals. Is the life (style) you are living right now aligned...

 

Thursday, February 15, 2018

Money is tied to your dreams and goals. But how to make it all work out in the end? Well, once you have your goals, you make a plan. The plan is all about small steps and incremental, achievable goals. Your dream, for example, could be...

 

Thursday, January 11, 2018

In 1967, my husband and I were at a crossroad. We were considering many options, even a move from the US to Australia. Jerry brought home pamphlets all about the country and what they were offering. Australia is not only beautiful, but...

 

Friday, August 19, 2016

Let me start off by saying, we all know that one of the most important parts of being a parent is making sure that your child is well provided for. A large part of providing for your child is making sure that they get a good education....

 

Friday, July 29, 2016

Imagine this scenario. You get an email that appears to be from your bank. You open it and read a message riddled with misspelled words that direct you to “click the link below.” You click on the link, and are taken to a...

 

Thursday, June 30, 2016

By now, you’ve probably heard a lot about Brexit. It might seem like a strictly British affair, but it actually has profound economic implications for us here in North America. As a financial advisor, it’s my responsibility...

 

Thursday, June 30, 2016

During the summer of 1893, a teacher named Katherine Lee Bates encountered a sight she would never forget. As she told it: “One day some of the other teachers and I decided to go on a trip to 14,000-foot Pikes Peak. We hired a...

 

Thursday, May 26, 2016

Financial security in retirement doesn’t just happen. … It takes planning, commitment, and yes, money. 1. Start Saving, Keep Saving, and Stick to Your Goals If you are already saving, whether for retirement or another goal...

 

Thursday, May 26, 2016

During this Memorial Day holiday, may we remember all those who have died in defense of the freedoms that we enjoy every day. The following story took place in the fall of 2000, and I thought I’d share it with you in honor of...

 

Tuesday, April 26, 2016

In the past, I’ve occasionally sent letters on ways to protect your finances from crooks and criminals. Many people have told me how much they appreciate these letters, so I thought it might be a good idea to delve even deeper...

 

Tuesday, March 22, 2016

In professional sports it’s becoming more and more common for athletes to broker trades to teams that are located in tax advantaged states. For example Tony Romo’s contract with the Dallas Cowboys makes him the fifth...

 

Thursday, January 21, 2016

This turned out to be a pretty decent year for me and, I hope, for you also, and I wanted to share this story that was related to me by an acquaintance. This was what he said: One December night a man came home late to find a small...

 

Tuesday, January 19, 2016

I was thinking about goals and New Year’s resolutions when I came upon the story of John Goddard—an adventurer, lecturer, and perhaps “the world’s greatest goal achiever.” If you’ve ever read the...

 

Tuesday, November 24, 2015

Time for Thanks It seems that every year the holiday season starts earlier and earlier, leaving us with little time to really enjoy Thanksgiving and reflect on what we’re grateful for. So here’s my list! My Family Freedom...

 

Thursday, November 19, 2015

As the days get shorter and the nights longer, most people start turning their attention to upcoming holiday plans and Christmas shopping. But there’s something else on the rise during this time of year: charitable giving....

 

Monday, September 21, 2015

Tomorrow is Never Promised You work hard for what you have and don't you want to make sure your family will be ok if something happened to you? We insure our homes, our cars, even our big screen televisions, but what about the people...

 

Thursday, September 3, 2015

Happy Labor Day! As you know, the history of Labor Day is filled with the stories and sacrifices of hundreds of thousands of laborers throughout our country’s history. I always considered the holiday to be a chance to reflect on...

 

Sunday, August 2, 2015

Summer is one of my favorite times of the year… inspiring. Hope you are enjoying the longer days. Recently, I read a beautiful story about a cab driver who, displaying just a little patience, ended up having one of the most...