What effect can debt have on your future: What is a debt example? Debt is defined as owing money, owed money that is past due or the feeling as if you owe someone something. An example of debt is what you owe on your mortgage and car...Read More
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7 Steps in the Budgeting Process: Where did your money go and how do you plug the holes? Do you buy whatever you want whenever you want it? Is your checking account drained to zero by the end of the month? Have you ever had a budget?...Read More
The Differences between a Financial Coach, Investment Advisor, and Certified Financial Planner Are you looking for a financial coach? Not sure if you really need a financial advisor rather than a coach? What about your investments?...Read More
Money Mindset: What are your fears about money? What were you taught as a child about Money? Were you raised in a house that believes money is bad? What are your fears about money? Growing up I remember that my family had ideas that...Read More
Proceeds from sale of property, business, or equipment Are you thinking of selling property? Want to sell your business? Thinking about equipment to buy or sell? Selling a property, business or equipment requires planning and thinking....Read More
(ESOs) Employee stock options explained: understanding stock options and employee benefits Imagine that you worked for Google, Apple, or Yahoo back in the day when nobody realized how successful and powerful these companies would...Read More
What to do with the money from a Legal Settlement and is it taxable? You just received word that you are the recipient of a legal settlement Your attorney is happy to notify you that you have a legal settlement check waiting for you...Read More
The word gift was first used in the 12th century (1101-1200) with words like She, Heron, countess, crown, birth etc. What is a gift? It is something given without compensation. (Merriam Websters dictionary) Instant wealth with a gift...Read More
An inheritance is considered an instant wealth event because it usually happens through the disposition of a will and it may happen after the passing of a loved one. The emotions of inheriting Inheritance has many phases of emotions:...Read More
Should you take a Pension Lump Sum or an Annuity Lifetime Retirement Benefit? What is a Pension? A pension is a financial benefit that helps you create income when you retire. It is company funded only. Every year the company...Read More
The year 2020 has become a year that will have one of the largest impacts on our lives and lifestyle, with unprecedented events in history. Covid-19 has changed our lives forever and will continue to force us to make additional...Read More
Divorce Settlement - Key Considerations and Next Steps Divorce can be one of the most emotional events a person will ever go through, yet there is much to know about how to negotiate before divorce, or how to go forward with your life...Read More
Welcome to my series on Wealth Events and Instant Wealth. I’ll be taking you through a series of blog posts about the types of wealth events and what you can do when they occur. Winning the Lottery Wow! You won the Lottery! You...Read More
How to Prepare for Retirement: Who’s involved - what happens - where to get help - retirement issuesMonday, July 8, 2019
Thank you for visiting my final blog post about Retirement! As you may have noticed, I have written four blog posts about retirement to help you think through one of the most important decisions in your life’s journey. A dream...Read More
• You receive a phone call that your Great Aunt Edna has passed and that she was childless and has left you her entire retirement portfolio. What do you do?• You just left a meeting with your divorce attorney and with a check...Read More
Looking at expenses As you go through this process it is work but it can be exciting and so much fun. Working with a CFP Professional to attain an opinion of your portfolio can be helpful full of new information and food for thought....Read More
Where Can I get help when deciding upon a financial advisor at retirement? Google, of course, has information available that is massive and is like” finding a needle in a haystack.” But you may be asking yourself,...Read More
Making the decision to retire is sometimes a planned event and other times, it just happens to us without planning. This post is about setting in motion planning for retirement and the questions we may have when that happens. Is this...Read More
When thinking about retiring, who are the key people involved? Is it only me? Or should others’ be consulted? Who is involved? The answer is: The whole family Is this the conversation you are having with yourself? I am thinking...Read More
You have just received a windfall, and you do not know what to do. Or maybe you have a list of things you want to do and are ready to spend that money starting tomorrow. Hold on, not quite yet. First, let’s define instant wealth....Read More
Like when you take a trip or buy a car, you need a plan. Starting a business is no different. Making important key financial decisions, looking at the legal and tax aspects of what you want to do, and managing your next steps are...Read More
Your lifestyle today will determine your retirement style tomorrow. Your current spending habits are crucial to your long-term success and to whether or not you reach your goals. Is the life (style) you are living right now aligned...Read More
Money is tied to your dreams and goals. But how to make it all work out in the end? Well, once you have your goals, you make a plan. The plan is all about small steps and incremental, achievable goals. Your dream, for example, could be...Read More
In 1967, my husband and I were at a crossroad. We were considering many options, even a move from the US to Australia. Jerry brought home pamphlets all about the country and what they were offering. Australia is not only beautiful, but...Read More
Let me start off by saying, we all know that one of the most important parts of being a parent is making sure that your child is well provided for. A large part of providing for your child is making sure that they get a good education....Read More
During the summer of 1893, a teacher named Katherine Lee Bates encountered a sight she would never forget. As she told it: “One day some of the other teachers and I decided to go on a trip to 14,000-foot Pikes Peak. We hired a...Read More